More Foreclosures On The Horizon?
More foreclosures to be released in North County? Interesting article we came across from The North County Times about the possibility for more foreclosures to be released in the near future. Analysts say foreclosures could rise sharply in coming months as government and lenders tighten the screws on borrowers who can’t make payments. While the […]
Little or No Money Down Mortgages
Don’t have 20% saved up for your mortgage down payment? No problem! If you are in the market for a new home but don’t have the standard 20% down payment for your your mortgage saved up, you can still buy a home! There are other mortgage options that require little or no money down. The […]
Selling Or Buying? Now is the Time in San Diego!
It seems that in San Diego County, inventory of homes is starting to make a turn. Inventory seems to be down in San Diego and buyers are out looking for homes. If you have contemplated moving and need to sell your home, now is a great time to do it. If you have been looking […]
Now Is The Time To Own Instead Of Rent
Renting vs. Owning – Why now is a good time to own instead of rent. If you are looking to move and contemplating renting or owning your next home, The Lawhead Team would like to share some helpful information to help you decide. A few years ago, it was less expensive to rent in Southern […]
Finding a Lender
There are so many factors that play into the game of finding a house, including finding the right lender. The importance of choosing a good mortgage lender is a point which cannot be overstated. Just as choosing the proper loan program is essential to your financial well-being, selecting a good lender can go a long […]
Home Affordable Refinance Program, HARP
Home Affordable Refinance Program, HARP. If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through MHA’s Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stable […]
30-Year Fixed-Rate Mortgages Continue To Stay At Record Lows
Not only are housing prices at an extreme low, but 30-year fixed-rate mortgages continue to stay at record lows as well. Freddie Mac reported in its weekly mortgage market survey that the 30-year fixed-rate mortgage has lingered at the record low of 3.87 percent since the first week of February. For the past 11 weeks, […]
Tips On Qualifying For The Lowest Mortgage Rates for 2012
The Lawhead Team would like to share some information on qualifying for the lowest mortgage rates we’ve seen in years. There are four individual qualification criteria for your mortgage rates – down payment, debt ratio, credit scores, and interest points. Keep in mind, some of these factors can offset others. For example, if you have […]