North San Diego Housing Affordability

Housing Affordability – Single-Family Detached Homes

• The monthly payment – including principal, interest, property taxes, and insurance – for the median-priced SFD home in North San Diego County increased from $2,990 in June 2015 (based on a conventional mortgage) to $3,066 in July 2015. The monthly payment for the median-priced SFD home in non-North San Diego County decreased, to $2,440 in July 2015 from $2,436 in June 2015.
• The percent of San Diego County households that could afford the median-priced SFD home in North County decreased from 27 percent in June 2015 to 26 percent in July 2015, according to the North San Diego County HomeDexTM; the affordability percentage in non-North County zip codes remained at 36 percent in July 2015.3
• In June 2014, the affordability percentage was 25 percent in North San Diego County and 35 percent in non-North San Diego County.
• The HomeDexTM housing affordability percentage for all homes in North San Diego County – single-family detached and single-family attached together – decreased to 31 percent in July 2015 from 32 percent in June 2015.